About Us

ANILO was established in 2012 for providing innovative IT solutions for companies who demand reliable smart technologies.

ANILO innovates by combining old-fashioned and cutting-edge technologies, crafting products designed for massive impacts.

In honor and honesty, ANILO solutions should be able to lower business costs or increase business revenue, or even both.

With these principles, ANILO keeps getting trusts by reputable companies, gaining more and more experiences in microbanking, e-payment, and insurance industries.

Our Mission:
To Help Unreachable Areas Much More Contributed



ANILO EDC Solution is a business unit of ANILO that focus in providing EDC hardware and developing software for any specific customers needs. EDC providers that already included in its services are Ingenico, PAX, Bluebird, Kaifa, E2S, ALS. Not only for payment, the software installed inside the EDC can be used for other use cases such as parking, collection, logistic distribution, and many more.


ANIPAY is a business unit of ANILO providing payment solution using EDC Hybrid (USSD/ GPRS) technology. USSD network coverage supported by the two largest telco operators, significantly increase transaction reliabilty in remote or rural areas. With its complete products offered and attractive fee for agents, ANIPAY opens wide opportunities for communities to earn extra income without expensive investment.


ANILO Insurance Solution Platform is a business unit of ANILO that focus in insurance industry. It provides end-to-end technology platform for Insurance Merchants, Third-Party Acquirer, and Providers. Using EDC Hybrid technology, insurance transactions now become significantly smoother in remote or isolated area.


ANILO IT Services Integration is a business unit of ANILO that focus in crafting solutions made from various kind of technology products, for a specific need. The solutions are designed with productivity in mind. Furthermore, it ensures that other systems can be integrated with ANILO products, and also make sure the installations will be ready for massive scale.

Our Objective:
To Become The Foremost Leader USSD-Enabler Connecting Devices



ANIPAY is an innovative transaction and payment solution that is reliable and remote, ANIPAY enables wide-variety of businesses creation that can be fitted in to many kind of opportunities.

Electronic Data Exchange

The key application behind the success stories of ANILO EDC™ implementations is Electronic Data eXchange (ANILO EDX™).

It's a patent-pending application that translate ATM-inspired ANILO proprietary messaging protocol (AMF™), enabling devices like EDC use USSD as data connection channel.

It also act as a switching, routing the messages to any backend destination.

eCommerce Infrastructure

- Business POS & MPOS
- Standalone MPOS
- Mobile Store
- Web Store

Digital Payment Expert

Project Experiences

Your Trusted Partner in the Digital Economy Era

Contact Us

PT. Anilo Adikarya Sentosa

Innovative Technology for Better Future


Perumahan Tanjung Mas Raya
Jl. Cendrawasih Mas V Blok A5 No.1
Tanjung Barat, Jagakarsa, Jakarta Selatan, 12530.
Telp : 021-22701274
Email : koko@karyaanilo.com